So many parts... so many numbers! Let me break it down for you and make it easy as 1,2,3, or let's say... A B C :)
A- Premium: $499 OR $0
60 Day benefit period deductible: $1556
21 Skilled nursing- $194.50/day
61 Hospital- $389/day
91 Hospital- $778/day
B- Premium: $170.10 *standard* Could be as low as $0 or as high as $578.30 based on low or high income
Yearly Deductible- $233
Co-insurance- 20% Excess Fees- 15%
Now isn't that easy??? Who wants to teach my next class??? Or atleast attend to go over these again. :) Don't stress or panic too much about the numbers. Everything is public information and you can access it 24/7. You can also get a Medigap aka Medicare Supplement to avoid almost every one of these dollars. Don't know how?? Maybe you need a mama bear in your medicare life. I'd be honored to help any way I can. SCHEDULE A CALL with me any time. I look forward to hearing from you!