• Oct 5, 2022

Why does it have to feel like open enrollment is open season and you are the prey?

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1 min read
  • Aug 10, 2022

When you become eligible for Original Medicare because of your 65th birthday you become eligible for better coverage than you’ve ever had, usually at a lower premium than you’ve ever had to pay. If you are becoming eligible for Medicare any time soon, Happy early birthday! Here is a free gift, we hope you enjoy called, “the ABCD’S of medicare.”

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4 min read
  • Mar 14, 2022

Some rights we have to work our tails off to earn... some we just have to use. When we become eligible for medicare, we become eligible for better coverage than we've ever had. We are given rights we have never had and may never have again, and all we have to do to keep them... is use them.

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1 min read
  • Mar 2, 2022

Do you ever see anything on your Medicare Premium bill you don't quite understand? Are you paying too much? What you're paying could be a penalty and it could be avoided.

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1 min read
  • Feb 23, 2022

Everybody's got one and everybody thinks everyone else's stinks... Talking about of course Part D Formularies. What another Medicare Mystery you no longer have to fear. At the end of the day it all comes down to doing what is best for you for now.

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1 min read
  • Feb 16, 2022

Yikes... Did you know that part D as in DRUGS is actually optional. Well, let's say optional to a degree. Completely optional but not necessarily without prior motivation???? CMS requires that you maintain CREDITABLE coverage as good as part d for every second that you don't have a part d plan while you're eligible for it. Sounds scary, but it's not that bad. Every month that someone does not have CREDITABLE coverage, they are subject to a one percent penalty when they enroll in the future, or if they ever buy an mapd

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1 min read